Investment management

We’ll help you make the most of your money with a robust investment management solution that’s tailored to your needs.

Investment management services

For many of us, our ambition for our money is simple – to make the most of it.

Working with an investment manager who can make day-to-day investment decisions on your behalf is one part of that. But being able to trust that you’re in the right hands is about more than technical skill – it’s also about personal understanding.

That’s why we take the time to truly understand you and your unique needs before making any investment recommendations.

How we support you

We’ll begin by understanding your ambitions, your attitude to risk, and your time horizon. Based on these factors, we’ll then invest your money across a range of assets, balancing risk and return in a sophisticated way.

We can help you:

Your dedicated investment manager will be available in person, over the phone or by email, and will regularly review your plans to help keep you on track.

If you choose our integrated wealth management service, you’ll also benefit from our financial planning expertise.

I have always had a very positive service from them. Very professional in every way. Experts in their field yielding positive outcomes on a continual basis. Great people to deal with.
Source: Client satisfaction survey 2023

Ideas Happen Here

Make the most of your money with expert investment advice tailored to your needs.

Your investments are in safe hands

RBC Brewin Dolphin offers an excellent level of service for investment management services as reflected by the Defaqto Gold Service Rating.

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What we offer

Manage your wealth

We can help:

  • We offer unbiased recommendations from a world of investment opportunities.
  • Each investment is fully interrogated – we test its performance, measure its potential, and challenge our own preconceptions to help preserve and grow your wealth.
  • Our in-house Research team provides market intelligence and macro-economic analysis to support our investment managers.
Tax-efficient investing

We can help:

  • We’ll make sure you’re using the tax allowances available to you, so that more of your money goes towards your goals.
  • We’ll help you make the most of your ISA allowance, capital gains tax (CGT) exemption, and dividend allowance.
  • Where relevant, we’ll explain how to structure your investments with your spouse or civil partner to minimise income tax and CGT.

This does not constitute tax or legal advice. Tax treatment depends on the individual circumstances of each client and may be subject to change in the future.

Direct online investment

If you don’t require bespoke investment management advice, we also offer an online investment option: the Brewin Portfolio Service. From £500, you’ll gain access to a diversified range of investments chosen by our in-house Research team. You can open an ISA, Junior ISA and General Investment Account through the Brewin Portfolio Service. Find out more.

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A guide to tax-efficient investing

Find out how to invest more tax efficiently and reach your goals in our comprehensive guide.

Download guide

Common questions on investment management

Investment management means investing and managing your money on your behalf in a way that suits your needs, goals and attitude to risk. It isn’t simply a matter of buying an off-the-shelf portfolio and forgetting about it. Bespoke investment management is about creating a personalised portfolio that works for you, is robust enough to deliver performance over the long term, and adapts to your changing requirements.

Our investment managers start by getting to know you – your ambitions, your attitude to risk, and what you want your money to do for you. Based on this information, they’ll build a diversified investment portfolio that is tailored to your individual circumstances. They’ll tap into the know-how of our in-house Research team to choose investments that not only suit your needs, but are also expected to perform well in the prevailing market and economic conditions. They will continually monitor your portfolio, responding quickly and decisively to market movements and ensuring it meets your needs over time.

Financial advice is much broader than investment management advice. A financial adviser will look at the bigger picture and help you understand how to meet your goals and protect yourself against the unexpected. They can help you plan for life events, including funding retirement, saving for school fees, making the most of an inheritance, or passing on a tax-efficient legacy to the next generation.

Investment management is focused on the selection and monitoring of investments within a portfolio. However, those investments will have been chosen to help you meet the goals you’ve discussed with your financial adviser, so there is some overlap. That’s why we provide an integrated wealth management solution that combines the benefits of both our financial planning and investment management expertise.

Choosing the right investment manager is about more than simply assessing their skills and experience. It’s also about finding someone who you trust and who understands you. That’s why we place personal relationships at the heart of everything we do.

Different asset classes, sectors, and geographies each bring with them different risks and opportunities. Spreading your money across a range of investments – including shares, bonds, cash and property – allows you to harness these opportunities while managing risks. For example, if one part of your portfolio isn’t performing well during current circumstances, the other investments might compensate for losses and smooth overall performance.

We can help you build a diversified portfolio that’s tailored to your individual needs. We can also rebalance your portfolio to ensure it continues to reflect your needs over the longer term.

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