Michael Kellard was appointed to the Board on 1 December 2017 and is responsible for corporate responsibility. He has over 25 years’ experience in the financial services sector in the life, pension and wealth management markets in both the UK and Europe. He was appointed as Distribution Director for the Life and Pensions division of Norwich Union in 1993. In 1999 he joined Winterthur Life as Sales Director, the UK arm of Credit Suisse, and in 2003 he took over as CEO of Winterthur. In 2010 the global insurance group, AXA, appointed Mike to the position of CEO of AXA Wealth Management. The group consisted of three companies: a UK life pensions provider, an international life company and a new digital financial services IT platform, Elevate. In parallel he was responsible for launching a new London based UK and European fund manager “Architas”. Michael left AXA at the end of October 2016.