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IMPORTANT INFORMATION

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This section of the website is intended for residents of the United Kingdom only and any dispute or action arising out of the website shall be determined in accordance with English laws. Under no circumstances should any information or any part of it be copied, reproduced or redistributed.

The information provided in this section of the website is intended solely for investment advisers, accountants, solicitors and any other professional financial intermediaries who are authorised and regulated by the Financial Conduct Authority. This information must not be distributed to, or relied upon by, private clients and the general public.

This website should not be regarded as an offer or solicitation to conduct investment business, as defined by the Financial Services and Markets Act 2000, in any jurisdiction other than the United Kingdom. Investors who are resident in or citizens of countries other than the United Kingdom may be subject to local restrictions. In particular, no offer or invitation is made to any US persons (being residents of the United States of America or partnerships or corporations organised under the laws of the United States of America or any state, territory or possession thereof), who are excluded from the products or services offered in this site.

Brewin Dolphin Limited is registered in England and Wales under company number 2135876 with its registered office at 12 Smithfield Street, London EC1A 9BD. Brewin Dolphin Limited is a member of the London Stock Exchange and authorised and regulated by the Financial Conduct Authority (Financial Services Register reference number 124444).

The information contained in this section of the website has been obtained from sources which we believe to be reliable and accurate at the date of publication, but without further investigation this cannot be warranted. We are not responsible for the content of external websites that are linked from our webpages. Any opinions and comment expressed in this website are not necessarily the views held throughout Brewin Dolphin Limited. All opinions and comments are subject to change without notice.

The value of investments and any income generated may go down as well as up and is not guaranteed. Investors may get back less than they have invested. Past performance is not a guide to future performance. Quoted yields are not guaranteed. Different funds have different levels of risk. Changes in currency exchange rates may have an adverse effect on the value, price or income of investments. Interest rate fluctuations are likely to affect the capital value of investments within bond funds.

We or a connected person may have positions in or options on the securities mentioned herein or may buy, sell or offer to make a purchase or sale of such securities from time to time. In addition we reserve the right to act as principal or agent with regard to the sale or purchase of any security mentioned in this document. For further information, please refer to our conflicts policy which is available on request or can be accessed here.

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Solicitors & accountants

For over 30 years, we have worked with hundreds of accounting and law firms throughout the UK and they have referred over 3,000 clients to our wealth management advisers. We understand that referring your clients to us is not a straightforward decision and requires a trust built upon confidence, credibility and in careful consideration of the principles defined by your code of conduct.

Services for partners

Our clients tend to be self-employed partners who have worked for one or more firms for up to 20-25 years. They range from those who have just accepted a partnership right through to senior partners contemplating retirement in the near future.

We find our clients’ financial needs change across the years as their careers and family circumstances evolve.

Two key areas of support

We can help you achieve your financial goals throughout every stage of your career – from your early partner years through to post retirement. Our guidance is provided by two types of wealth adviser whose expertise, when combined, can provide you with the best long-term outcome.

A financial planner – this specialist can advise you on a wide range of financial matters and will be fully aware of the ethical standards you need to adhere to:

  • Maximising your tax allowances
  • Savings and cash management
  • Purchasing the right life and medical protections
  • Retirement planning (professional services SIPP)
  • Education fees planning
  • Planning for later life care and how to pass your estate on to loved ones in the most tax-efficient way

An investment manager – this expert will build a portfolio of investments for you based on your personal circumstances, objectives and attitude to risk. They will then manage it on your behalf to ensure it stays on track to meet your long-term objectives. This service brings lots of benefits:

  • You have direct access to a specialist investment manager who is available to regularly meet with you as required
  • Your manager will respond quickly on your behalf when market conditions change, adjusting your portfolio as appropriate
  • The investments within your portfolio will have been recommended by our award-winning and highly-respected in-house research team
  • You will receive regular portfolio valuations and market updates
  • You will be able to view your portfolio at any time through your secure online account

Supporting high standards of compliance

We appreciate that there are strict rules which you must abide by when investing in shares. Our approach to compliance means you have complete peace of mind when we manage your investments for you.

We are very familiar with the challenges accountants and lawyers face in interpreting complex independence rules. Our team therefore aims to ease the compliance burden under which you operate and, if required, we can work with central teams to ensure partners do not inadvertently breach the rules.


We support compliance in many different ways:

  • We can check potential investments against a prohibited securities list supplied by your compliance team
  • With your consent, we can work on a ‘pre-clearance’ basis operated by your compliance team before making investments on your behalf
  • We can provide details of an investment to your compliance team within an agreed period of time (including, where applicable, contract notes)
  • We can also advise your compliance team of any share disposals

Professional Services SIPP

Self-invested Personal Pensions (SIPP) can be designed for partners and partnerships whilst being the ideal vehicle to consolidate numerous pension funds built over the years.

In order to provide you with a SIPP, three things must be done:

  1. An initial financial planning consultation covering pension legislation, taxation and details such as contribution limits and annual allowances.
  2. A discussion on your investment objectives for your SIPP.
  3. Ongoing administration of your SIPP by a third party SIPP provider/administrator.

No investment is suitable in all cases and if you have any doubts as to an investment’s suitability then you should contact us.

Guidance that matters

Our clients tend to be self-employed partners who have worked for one or more partnerships for up to 20 – 25 years. We find their needs change across these periods, which generally fit into three periods.

Early partner years – Accumulation

In the early partner years, your disposable income typically increases and so planning for the future generally becomes more of a focus. Savings and pensions and the need for wider financial planning become more important as you look to safeguard and grow your wealth.

We help partners at this point in their life in a number of ways:

  • Tax planning
  • Pensions
  • Education fees planning
  • Investments
  • Protections
  • Wills and power of attorney

Middle partner years – Growth

Once you have been a partner for 10 years or so, your disposable income will typically be proportionally higher. The choices you make now can make a significant difference to your options later in life.

At this stage of your career, your financial affairs can become quite complex and our wealth advisers are on hand to give you full and clear advice about:

  • Pensions
  • Tax planning
  • Education fees planning
  • Protection
  • Investments
  • Cash management

Later partner years – Decumulation

Unless you have other career plans, you may now be thinking about your arrangements for retirement. The reality for most is that there is no ownership stake to sell and so, unless you have an alternative income, your retirement savings pot may have to fund your lifestyle.

We can help put a plan together for generating a stream of income for your retirement from the assets you have accumulated over your working life, which typically includes:

  • Cash-flow forecasting
  • Generating an income from your pensions
  • SIPP and property
  • Education fees planning
  • Protection
  • Inheritance
  • Tax planning

No investment is suitable in all cases and if you have any doubts as to an investment's suitability then you should contact us.

Downloads

Introduction to Wealth Management for Partners

An introduction to wealth management services for partners
Download

Wealth Management for Partners Brochure

Helping partners to safeguard and build their wealth
Download

The value of investments can fall and your clients may get back less than they invested.

How can we help?

020 3201 3363

01224 267 900

Graeme Bowden

07880 087347

graeme.bowden@brewin.co.uk

020 3201 3363

020 3201 3483

028 9044 6000

Stephen Cartwright

02890 446004

Stephen.Cartwright@brewin.co.uk

020 3201 3363

020 3201 3483

0121 710 3500

Paul Cox

07768 164067

paul.cox@brewin.co.uk

020 3201 3363

020 3201 3483

01202 312 500

Andy Wheeler

07771 724625

A.Wheeler@brewin.co.uk

020 3201 3363

020 3201 3483

0117 968 9500

Jason Williams

07766 725268

jason.williams@brewin.co.uk

020 3201 3363

020 3201 3483

020 3201 3050

Ross Slater

07920 590425

ross.slater@brewin.co.uk

020 3201 3363

020 3201 3483

029 2034 0100

James Gadd

07833 048452

james.gadd@brewin.co.uk

020 3201 3363

020 3201 3483

01242 577 677

Jason Williams

07766 725268

jason.williams@brewin.co.uk

020 3201 3363

020 3201 3483

+353 (0)1 260 0083

Suzanne Cashin

00353 1 2682837

Suzanne.Cashin@TilmanBrewin.ie

020 3201 3363

020 3201 3483

01382 317 200

Graeme Bowden

07880 087347

graeme.bowden@brewin.co.uk

020 3201 3363

020 3201 3483

01473 267200

Ross Slater

07920 590425

ross.slater@brewin.co.uk

020 3201 3363

020 3201 3483

0131 225 2566

Graeme Bowden

07880 087347

graeme.bowden@brewin.co.uk

020 3201 3363

020 3201 3483

01392 440 450

Philip Thitchener

07920 190683

philip.thitchener@brewin.co.uk

020 3201 3363

020 3201 3483

0141 221 7733

Maxine Anderson

07901 977929

maxine.anderson@brewin.co.uk

020 3201 3363

020 3201 3483

01534 703 000

Antony Champion

07557 480075

antony.champion@brewin.co.uk

020 3201 3363

020 3201 3483

0113 245 9341

Owen Woolfitt

07920 801390

owen.woolfitt@brewin.co.uk

020 3201 3363

020 3201 3483

0116 242 0700

Paul Jackson

07500 797776

paul.jackson@brewin.co.uk

020 3201 3363

020 3201 3483

01522 503 000

Paul Jackson

07500 797776

paul.jackson@brewin.co.uk

020 3201 3363

020 3201 3483

020 3201 3900

London Sales Support

0203 201 3363

londonsalessupport@brewin.co.uk

020 3201 3363

020 3201 3483

0161 839 4222

David Ryan

07795 665861

david.ryan@brewin.co.uk

020 3201 3363

020 3201 3483

01672 519 600

Susan Hazelwood

07920 496265

susan.hazelwood@brewin.co.uk

020 3201 3363

020 3201 3483

0191 279 7300

Lucie Gordon

0191 279 7325

lucie.gordon@brewin.co.uk

020 3201 3363

020 3201 3483

0115 852 5580

Paul Jackson

07500 797776

paul.jackson@brewin.co.uk

020 3201 3363

020 3201 3483

01865 255 750

Susan Hazelwood

07920 496265

susan.hazelwood@brewin.co.uk

020 3201 3363

020 3201 3483

01768 861 710

Lucie Gordon

07467 339228

lucie.gordon@brewin.co.uk

020 3201 3363

020 3201 3483

01752 334 650

Philip Thitchener

07920 190683

philip.thitchener@brewin.co.uk

020 3201 3363

020 3201 3483

01737 223 722

Andy Wheeler

07771 724625

A.Wheeler@brewin.co.uk

020 3201 3363

020 3201 3483

01743 399 000

Brian Boyd

07825 732007

brian.boyd@brewin.co.uk

020 3201 3363

020 3201 3483

020 3201 3363

020 3201 3483

020 3201 3363

020 3201 3483

The value of investments can fall and your clients may get back less than they invested.