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The value of investments and any income from them can fall and you may get back less than you invested.
With a Stocks & Shares ISA, you pay no income tax or capital gains tax on your investment returns. This tax efficiency allows your money to work harder for you. This year’s ISA limit is a generous £20,000, or (£40,000 for a married couple), but if you do not use it, you lose it; remember to invest before the end of the tax year.
It generally makes sense to invest for the long term in order to maximise your returns. But it is also good to know you can withdraw your money from a Stocks & Shares ISA whenever you need to.
A Stocks & Shares ISA has the potential to deliver higher returns than a Cash ISA – especially with very low interest rates on Cash ISAs. However, cash is guaranteed while investments can fluctuate in value.
Here is what to consider before deciding to invest in our service.
Any tax advantages mentioned are based on personal circumstances and current legislation which is subject to change.
To find out more about our Junior ISA and the Brewin Portfolio Service check out our detailed frequently asked questions.
Or get in touch with our dedicated customer support team:
Post: Brewin Portfolio Service, Sixth Floor, Atria One, 144 Morrison Street, Edinburgh, EH3 8BR
Opening hours: Monday - Friday 8.00am to 6.00pm and Saturday 8.00am to 12.00pm
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