Open a Junior ISA
Invest for your child's future, free from UK tax. Sign up online. Simple, accessible and cost efficient. Capital at risk.GET STARTED
The value of investments and any income from them can fall and you may get back less than you invested.
With a Stocks & Shares Junior ISA, there is no income tax or capital gains tax to pay on the investment returns. Investing through a JISA means there are no tax complications for the youngster or for you.
Up to £4,368 can be invested on behalf of each child in the 2019/20 tax year. And there is a new Junior ISA allowance each tax year – allowing more money to be invested tax-efficiently for the youngster.
A Stocks & Shares Junior ISA has the potential to deliver higher returns than a Cash Junior ISA. This is particularly the case if you are investing when the child is a baby or a toddler – as the Junior ISA can continue to grow until the child turns 18. However, cash is guaranteed while investments can fluctuate in value.
Any tax advantages mentioned are based on personal circumstances and current legislation which is subject to change.
Our dedicated customer support team is here to answer your questions about our service, ISAs, or questions specific to your account.
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