You’ve worked hard for many years, established a career and your children are growing up fast. You may be at or near your earnings peak and probably enjoying a better quality of life than ever before.
But, you still feel under financial pressure. That’s because you feel squeezed by the need to support your children and meet the financial needs of your parents.
Sound familiar? Then you have joined the sandwich generation. And that means you face some tough decisions. How can you fund your childrens’ education? How can you ensure they are not overlyburdened with university debts as they start their careers and set up home? Are your parents financially secure and should you be talking to them about long-term care? If there is an inheritance what is the most efficient way to pass it down the generations?
With your earnings in the sweet spot, now is the time to secure your own long-term future and retirement. But, with your attention focused on your loved ones and your work, it can be difficult to carve out time to take a good look at your own financial affairs.
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That is where our experts can help. At Brewin Dolphin we can work with you and your family to develop tailor-made financial plans that make the most of your pensions, savings and other investments. We will do the hard work, building a financial action plan to ensure every member of your family has the security they need today and in the future.
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The value of investments can fall and you may get back less than you invested.
No investment is suitable in all cases and if you have any doubts as to an investment’s suitability then you should contact us. Please note that this document was prepared as a general guide only and does not constitute tax or legal advice.
While we believe it to be correct at the time of writing, Brewin Dolphin is not a tax adviser and tax law is subject to frequent change. Tax treatment depends on your individual circumstances; therefore you should not rely on this information without seeking professional advice from a qualified tax adviser.