The value of investments and any income from them can fall and you may get back less than you invested.

I hope to still be working, honestly!

To my future self,

As an old man, I hope to still be working – honestly!

I love my line of work, and I hope that people still depend on me for advice and leadership. I hope that I am still with my partner, and my children are happy. I hope to live in either a quiet seaside town, or in a flat in central London. Both are aspirational and places I would like to live. I am an avid film watcher and gamer, so I will still be doing them at an old age. I also play football and jog, but I may not be able to fulfil those tasks at an old age.

I would also like to learn a language, when I have the time! I think that travel is very important. I travelled around Australia and New Zealand when I was younger, and it was a great benefit to me. I hope that I am still travelling at that age and that I am on course to achieving what I want to. All I need to do is focus on the task in hand. I hope at an old age I look back and think I did the right thing.

My current job and my passion are both very separate. My full time job is an office worker, but I am currently also a part time writer. The work I have written has had interest from the BBC and Channel 4 so hopefully something can come of it. I hope that my financial situation doesn't worsen. I am currently good with savings and I hope it stays this way for a long time.

Money was very important, as it means freedom. Without it, you cannot live the life you hope to lead. I don't intend to retire so I hope that it doesn't come to it. My biggest achievement will always be my children. The greatest risks are always the ones with the biggest payoff. If you don't try to risk anything, you won't have big rewards.

Yours, Male, 35

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