The value of investments and any income from them can fall and you may get back less than you invested.

A helping hand for the next generation: Read our free guide


'Millennials’ have many things in their favour. Now in their twenties and early thirties, they are arguably the most educated generation in history and have grown up in a digital era full of new opportunities.

They also face significant financial challenges. Of course, young people rarely had it easy in previous eras. But millennials are struggling with more university debt than any generation to date. At the same time, rising house prices and living costs have made it increasingly difficult for them to get on to the housing ladder.

And while life is a struggle for millennials now, their financial future may not look much brighter. Beset by so many immediate financial concerns, such as paying off debt, meeting the rent or saving for an elusive deposit, investing for a more comfortable future can seem like an impossible task.

Fortunately, it does not have to be like this. There is a solution to the millennials’ financial woes – and it lies in the family. Grandparents, by tapping into their own wealth, can give the younger generation the financial leg up that they so desperately need.

Of course, leaving an inheritance at death to younger family members is nothing new. However, releasing the same money now could change millennials’ lives, both now and in the future. The impact of gifts of any size, either one off or regular shouldn't be underestimated.


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Request a meeting with one of our financial planners

Here at Brewin Dolphin, a leading wealth manager, we can work with you to develop tailor-made financial plans that enable the whole family to meet their financial goals. We will do the hard work, building a financial action plan to give you and your family the security you want in the future.


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The information contained in this document is believed to be reliable and accurate, but without further investigation cannot be warranted as to accuracy or completeness.

The value of investments can fall and you may get back less than you invested.

This information is for illustrative purposes only and is not intended as investment advice.

Whilst Brewin Dolphin looks across a wide range of financial products and services in order to meet your needs and objectives, we will not review all Retail Investment Products in the market. As such we offer a ‘Restricted Advice’ Service.

Please note that this document was prepared as a general guide only and does not constitute tax or legal advice. While we believe it to be correct at the time of writing, Brewin Dolphin is not a tax adviser and tax law is subject to frequent change. Tax treatment depends on individual circumstances; therefore the information in this booklet should not be relied upon without seeking professional advice from a qualified tax adviser.

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