The value of investments and any income from them can fall and you may get back less than you invested.

Further Thinking

We also take the time to explore certain issues in greater depth - knowledge that enables us to do even more to protect our clients' interests. Read our insight articles on the latest personal finance and investment issues, as well as analysis of the latest macro-economic events by our research team.

Economics

Where next for the US-China trade dispute?

14 . 05 . 2019

If there is one thing that is predictable about President Trump, it is his unpredictability. A few weeks ago, China and the US appeared to be close to signing a deal, drawing a line under the trade......

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Financial Planning

Your guide to tax-efficient investing

08 . 05 . 2019

Tax efficiency is a key consideration when investing because it can make such an enormous difference to your wealth and quality of life. However, the type of investment and tax-efficiency you shoul......

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Financial Planning

The merits of annuities

02 . 05 . 2019

When George Osborne overhauled the pension rules in 2015, it was one of the biggest changes to the pension landscape in 100 years.  The pension reforms ended the remaining restrictions that forced......

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Financial Planning

Five areas for action this tax year

24 . 04 . 2019

On April 6, the 2019/20 tax year began, and with it came several significant changes to the UK’s tax system. To mark the occasion, here are five things to consider that can make your finances and......

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Financial Planning

A million pounds is not what it used to be

24 . 04 . 2019

Anybody that thinks a million pounds will be enough to retire to a life of champagne and caviar is in for a shock. A million invested in the bank today would earn less than £20,000 a year before tax

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