The value of investments and any income from them can fall and you may get back less than you invested.
How charities benefit
We structure discretionary portfolios to reflect each organisation’s specific requirements. We will assess and consider your risk tolerance, specific income needs and ethical criteria to build the portfolio that is right for your organisation. And it is not just about managing the money - we also provide investment advice and will help you craft your Investment Policy Statement.
How your charity’s portfolio is invested
Decisions about your charity’s portfolio are based on a carefully considered investment philosophy and rigorous process. You will benefit from a consistent and disciplined approach to the management of your portfolio, while receiving advice tailored to investments for charities and your organisation’s individual situation and objectives.
Every investment portfolio faces risk and an important part of our role is to manage that risk. Spreading investments across different asset classes and industries is crucial, but we also look at how economic change might affect portfolios.
We continuously review potential risks to portfolio investment from company-specific, market and economic factors.
A robust and proven process
The strategy underlying your portfolio is reviewed each month as our Asset Allocation Committee meets to review how Brewin Dolphin approaches its investments. It will then draw up a recommended strategy based on this review. This strategy is shared with investment managers who apply it to each portfolio.
Your investment manager will report directly to you. You can meet them regularly to discuss their investment approach and your changing requirements.
For some charities, the nature of their work is reflected in ethical criteria in their Investment Policy Statement. We can incorporate a wide range of ethical criteria in portfolios, ensuring that all securities held are compliant with your charity’s specific criteria. To do this, we use a global responsible-investment research database for screening based on both positive and negative criteria.
Our aim is to help trustees balance their returns with their concerns. We are available to discuss your charity’s ethical requirements at any time to explore what restrictions should or should not apply. Currently, 24% of our charity clients have an ethical or socially responsible policy (comprising 39% of our charity funds under management).
A leading UK wealth manager
We look after almost £45bn of client money.