The value of investments and any income from them can fall and you may get back less than you invested.
Restructuring a family's wealth
Our client, an entrepreneur, was married with four children and four grandchildren. He enjoyed a large income surplus and was looking forward to the multi-million pound sale of his business. His focus was on investing to fund his existing lifestyle, inheritance tax planning to reduce the future liability on his estate, and investing for his grandchildren.
Many firms will have the technical knowledge to plan the structure of a family's wealth; our advantage is to know how to enable the sometimes challenging conversations that guide that process.
Helping a business owner
Our client was ready to step away from leading her family business. She had hoped to gradually pass control to her nephew, but he was reluctant to join the firm. A competitor had offered to buy the business and she was tempted to accept. Having always invested in the business ahead of her own needs, her priorities were to understand her future personal requirements, maximise the value of the sale and invest for the long-term.
Your business may well be your most valuable asset. We can work with you to use it so it can secure your financial future
Helping asset-rich clients
Our client, a woman in her late 70s, enjoyed assets in excess of £20 million but suffered from poor health. Her priorities were to spend the remainder of her life in the family home she loved, and to pass her wealth on in the most tax efficient way. With the majority of her assets held in property, along with a sizable share portfolio, ISAs and cash reserves, efficient income and inheritance tax planning were essential.
You may be asset rich, but are those assets helping you to maintain the life you want to lead? We can provide advice so you are able to make the most of your assets.
Preparing for divorce
Our client was new to Brewin Dolphin, an additional rate taxpayer in her mid 50s and facing divorce. She approached us for a full review of her finances. She planned to split their wealth 50/50 with her non-earning spouse and was eager to understand the financial implications. With assets spread across property, investment portfolios, cash, bonds and other instruments, and held both jointly and individually, a fair distribution and careful tax planning were essential.
Life does not always pan out as you imagined. Our understanding of how to agree a fair settlement means that financial concerns are not an additional burden at a difficult time.
I'm ready to find out more
Find out how we can help guide your wealth journey, access further information, make contact and meet us in person.
REQUEST A CALLBACK
I am ready to start a conversation
Find out how we can help guide your wealth journey.