Savings and Investments
We can help you create the investment portfolio that is best suited to meeting your financial objectives, whether that means setting up a fund to pay the school fees or investing money to secure long-term returns.
School Fees
Planning ahead and being aware of all possible sources of assistance can greatly reduce the burden of paying school fees. We can help you invest a lump sum or regular income to save in the most cost effective way.
Investment Bonds
Investment bonds are single contribution life assurance policies which are treated differently in tax terms to most other investments. This can offer significant tax savings, particularly if you are a higher rate taxpayer. They can be used to generate both tax efficient capital growth and tax efficient income. We will help you decide which bonds are most suitable for your needs and can advise on both onshore and offshore bonds and the way they are managed.
Collective Investments
Collective investments are a popular way of spreading risk and we can recommend, according to your situation and attitude to risk, appropriate investment trusts, unit trusts and Open Ended Investment Companies (OIECs).
These are just a few examples of how you can plan for your financial future – your Financial Planner will be able to talk you through the full range of products available and also advise on different ways to protect your investments should you fall ill or not be able to work.
For further information please complete our online form or contact one of our financial planners.