Our investment approach
Our charity teams follow a rigorous process to make investment decisions in which the Group’s investment philosophy and process is critical. This ensures that you will benefit from a consistent and disciplined approach to the management of your fund while also receiving advice that is informed by your individual situation and objectives.
Our philosophy
Our investment philosophy is straightforward. We look for three desirable attributes that identify investments which will potentially make money for our clients:
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Attractive valuations relative to growth prospects
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News flow drives prices and we particularly look for announcements which may change company profit forecasts
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Investments with positive price momentum are attractive when viewed in conjunction with valuation and news flow.
We apply these three criteria at each stage of the process - selecting the most appropriate types of assets, industries and individual investments. Investments are sold when these criteria become unfavourable, and the emphasis placed on each factor varies at different stages of the business cycle.
Our process
Brewin Dolphin’s investment approach is reviewed formally on a monthly basis by the Group’s Asset Allocation Committee - led by our Chief Strategist - and a recommended strategy is then drawn up.
The information from the Group’s strategic and analytical research is communicated to Investment Managers and can then be applied to each client’s portfolio in order to achieve their individual aims. Investment Managers report directly to clients as a matter of course, including attending meetings when requested. At these meetings, the reasoning behind investment decisions can be discussed and you will have the opportunity to question the Investment Manager on any aspect of the investment decision-making process.
Every investment portfolio faces risk of varying degrees and we regard a major part of our role to be managing that risk. Diversification across different asset classes and industries is crucial, but we also look at how different economic changes would affect portfolios. Overall, we find that the best way to manage risk is to give every client individual attention and to make sure that we are in a position to react quickly if circumstances change.
